Hiring Senior Credit Analyst - Small Business Loans ANZ Support Services India Pvt. Ltd

Written By Naomi S on Saturday, March 18, 2017 | 9:40 AM

      Experience :  3 - 8                                                                               Location  :  Bengaluru

Job Description  :

Part of Retail Lending Operations, ANZ Bangalore, the Small Business banking (SBO) Team is a function that is responsible for Underwriting/Judgmental Credit Decisioning of Small Business for Australian Customers.

Credit Assessment or Underwriting is the detailed credit analysis preceding the grant of a loan.

The credit analysis includes verifying and assessing an applicants current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.

The Credit Assessors hold various levels of Credit Approval Discretion (CAD) ranging from AUD 1.5 Million upto 4.0 Customer types include Pay As You Go (Salaried), Sole Trader, Self Employed, Guarantor, Foreign Income, Partnerships, Company, Trusts etc.

A Typical candidate profile would look like ;

*  4-7 Total Work Experience in Underwriting/Assessment (Mortgages/Insurance) or related fields

*  Experience in the BFSI Industry

*  Graduate/Post-Graduates (CA Inter/CA/MBA Finance/P.G (Mathematics) with Mathematics as a              Core Subject preferred)

*    Strong Analytical, Reasoning and Problem Solving Skills

*    Strong Written and Verbal Communication Skills

*     Ability to work under pressure

*     Flexibility to work in shifts

Salary                       :       INR 5,00,000 - 15,00,000 P.A.

Industry                    :       BPO / Call Centre / ITES

Functional Area       :       Financial Services , Banking , Investments , Insurance

Role Category          :       Corporate Banking

Role                          :       Credit Analyst-Corporate Banking


Keyskills  :

Credit Analysis Retail Lending Credit Assessment Credit Approval Problem Solving Sanction Loans sanction asset sanction home loans sanction mortgage sanction personal loans credit underwriting risk underwriting

Education  :

UG     :      Any Graduate - Any Specialization

PG     :      Any Postgraduate, MBA/PGDM - Any Specialization, CA

Company Profile   :

ANZ Support Services India Pvt. Ltd.

Who we are :

ANZ has a proud history dating back more than 175 years.

 We offer banking and financial products and services to around eight million customers in 32 markets across the Asia Pacific region and in Europe, America and the Middle East.

 We are one of the five largest and most successful listed companies in Australia, and we are the number one bank in New Zealand.

We employ more than 48,000 people around the world and are striving towards a culture where everything we do is based on our people living the ANZ values of integrity, collaboration, accountability, respect and excellence.

We are committed to building lasting partnerships with our customers, shareholders and communities and strive to fulfill our brand promise â€" “we live in your world.â€�

Where we’re going

We are on a growth trajectory, transforming from a mainly domestic financial services business into a true super regional bank, connecting our customers across the region.

We’re rapidly growing our presence across the Asia Pacific region and have an aspirational goal for this region to contribute 25 to 30 per cent of Group profit by 2017.

 Of course, we are still very focused on continuing to grow our core domestic businesses in Australia and New Zealand.

We’re focused on out-performance and we’re continually exploring ways to improve our processes, creating a better experience for our customers, enabling their prosperity and ours.

Share our journey :

We want high calibre people who share our vision and values.

You’ll be part of an outperforming and collaborative team, building something new, with access to the opportunities that come with a fast growing, super regional bank.

We provide competitive remuneration and benefits as well as opportunities to grow and develop your career.

In line with our focus on excellence, employees delivering great results and out-performance while maintaining the highest standards of the ANZ values, can expect to be rewarded accordingly.

It’s an exciting time to be part of ANZ - a place where the determined can succeed, the willing can grow and together, we can prosper.

Find out how you can become a part of our team at: anz.com/careers

Find out more about ANZ at: anz.com/about-us/our-company

Our Values: Integrity â€" do what is right / Collaboration â€" work as one / Accountability â€" own your actions / Respect â€" value every voice / Excellence â€" be your best

View Contact Details  :

Recruiter Name        :     HR

Contact Company    :     ANZ Support Services India Pvt Ltd

Website                     :      Click here to apply


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